Sketch system
Klay
A household is an operating system. It has principals, policies, accounts, obligations, and a history. The right software treats it that way.
Software for the long arc of household financial life. Continuity, governance, and calm — designed for years, not for sessions.
Most personal finance software is built around a session: a dashboard you log into, glance at, and leave. The decisions that actually shape a household’s life — continuity, governance, and the quiet choices made over decades — are barely supported.
Thesis
A household is an operating system. It has principals, policies, accounts, obligations, and a history. The right software treats it that way.
What I am exploring
- A small, opinionated data model for household financial life.
- Continuity primitives: principals, delegation, succession.
- Editorial surfaces that support thinking, not anxiety.
- A trust model that is legible to the people who depend on it.